Where your money grows, stays accessible, and works for your business 24/7 — without needing permission from banks or dealing with market volatility.
The Personalized Banking System is a private, business-aligned strategy designed to help you control your cash flow, earn uninterrupted compound growth, and recycle money back into your business — all while protecting and building long-term wealth.
Tired of making your decisions based of finances? Learning to become efficient with your money will help you gain control so you create the life you want based on your values
Are you looking for a financial strategy that will take your best assets (you and your businesses) and multiply their potential? Our Cash Flow hacking strategies will teach you how to invest for the future without sacrificing building your business
Are you a real estate investor who is burned out from being a landlord or playing the fix-and-flip game? Our Cash Flow Hacking strategies will provide you with the system to create predictable wealth AND give you the freedom you are looking for.
Earn Uninterrupted Compound Growth
So your capital grows even while you use it inside your business
Access capital quickly — no banks, no applications, no red tape, so you can move fast on investments, opportunities, or payroll
Capture interest you’re currently losing to lenders
So you keep that money in your ecosystem — not theirs
Build your own line of credit that never gets reduced or frozen
So you’re not at the mercy of market shifts or underwriting rules
Keep liquidity high without sacrificing return
So your capital is always working, but never locked up
Create consistent, tax-advantaged growth
So your profits aren’t being chipped away by taxes and inflation
Protect your cash from creditors and lawsuits (in most states)
So your reserves are safer, even in tough times
BONUS:
Build a lasting financial system that supports your business and your family
So your wealth keeps working for generations
This Is the Strategy Behind the Rockefellers’ Legacy — And It’s Been Modernized for Business Owners
The Personalized Banking System is rooted in the same financial principles the Rockefeller family has used for generations to build and preserve wealth.
You may have heard of the Infinite Banking Concept — a method where you use specially-designed life insurance policies to create your own private banking system. The Rockefellers took this idea even further by designing multi-generational financial structures that allowed their wealth to stay within the family, while continuing to grow.
This isn’t about trying to “be like the Rockefellers.”
It’s about using the same system of control, leverage, and legacy-building — and adapting it to work for your business today.
We call it the Personalized Banking System because it’s not one-size-fits-all. It’s customized around your business, your cash flow, and your financial goals — so you get all the benefits without the complexity.
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Book your financial strategy discovery call today!
The Personal Banking System by is built on the principles of Infinite Banking, using Participating Whole Life Insurance as the foundation. It helps business owners build a private, tax advantaged financial system where they can grow savings, access capital, and control cash flow without relying on traditional banks.
Unlike traditional financing, the Personal Banking System offers Unstructured Loans — you borrow against your
policy’s cash value with no credit checks or fixed repayment terms. Plus, your cash value keeps earning interest and dividends as if the money was never withdrawn.
Participating Whole Life Insurance is the engine behind the Personal Banking System. It provides guaranteed growth, stable savings, and annual dividends from the insurance company’s profits. These dividends are what make the Infinite Banking concept work—allowing your money to grow even while it's being used.
Yes, the policy can be owned by you personally or by your business. At Alliance Strategic Insurance Solutions, we help structure your
Whole Life Insurance policy to align with your business needs and optimizetax advantages.
You can typically start accessing your cash value in the first year. The more efficiently your policy is funded upfront, the sooner you’ll have access to meaningful amounts of liquid capital.
No. Loans taken through your Whole Life Insurance policy are not taxable as long as the policy remains active and isn’t classified as a Modified Endowment Contract (MEC). It’s a smart, tax advantaged way to access funds.
Yes. Your policy continues to earn guaranteed interest and non-guaranteed dividends on the full cash value—even if you've taken out a loan. This is a key feature of Participating Whole Life Insurance and what makes the Infinite Banking model so powerful.
Business owners with consistent cash flow who want financial independence, liquidity, and long-term savings growth benefit the most. Whether you're in real estate, digital marketing, or a service-based business, Alliance Strategic Insurance Solutions helps you create lasting financial control.
Getting started is more accessible than most think. Many policies are designed to begin with just a few hundred dollars per month. The more you fund early, the more powerful your Personal Banking System becomes.
Alliance Insurance & Business Solutions, Inc., DBA Alliance Strategic Insurance Solutions. CA Broker Lic # 6010777